We accept many dental insurance plans and will file claims on your behalf. Our knowledgeable benefit coordinators can help you maximize your dental benefits and minimize your out-of-pocket cost. We will tell you upfront what your insurance is estimated to pay along with what your estimated portion will be. We also offer and encourage sending your insurance a dental pre-authorization to retrieve additional confirmation of coverage and patient costs.
We accept and honor most dental insurance plans. The following are just a few of the dental insurance carriers we're providers for:
What's the difference between indemnity, PPO, HMO, & discount insurance plans?
Indemnity or Traditional Insurance reimburses members or dentists at the dentist's UCR( Usual, Customary & Reasonable fee). This allows the subscriber to go to any dental office without being limited to a panel.
(Preferred Provider Organization) is the most common form of insurance. They provide members with a lost of participating dentists to choose from. The dentists on this list have agreed to a lower fee schedule, which provides you with greater cost savings. They also assist with insurance billing. Most companies pay 50% on major treatment (crowns, bridges, partials), 80% for basic care (fillings), and up to 100% for preventative care (exams, x-rays, basic cleanings). Annual maximums generally range from $1,000 to $2,000.
Also Known as the capitated or prepaid insurance, was designed to provide members with basic care at the lowest rate. Participating providers receive a monthly capitation check for patients assigned to the office. This amount is only a few dollars and is intended to offset the administrative costs. HOMs generally don't pay for services rendered. Fees are usually greatly reduced, but the patient is solely responsible for paying the doctor.